At a growing industrial tools company in Jaipur, the HR team found itself constantly overwhelmed. Despite coming up with innovative and exciting employee benefits, the company kept noticing that no one seemed to use them the right way.
Employees would lose track of food card balances, miss fuel claims, or raise last-minute queries during tax season. As a result of all this: reimbursements were late, confusion was high, and finance was losing visibility into what should have been a streamlined system.
The benefits weren’t broken. But the way they were delivered, absolutely was.
This is exactly where a smart, integrated Multi Wallet Card system can make a difference. By embedding policies, tax compliance, and real-time access into one platform, multi-wallet cards are reimagining Flexi Benefits. Let’s break down the real-world frictions of traditional flexi benefits, and how Multi Wallet Cards are changing the game.
Juggling with Too Many Tools? One Card Fixes That
In traditional setups, benefits are split across cards, spreadsheets, and standalone apps. When fuel is on one platform, food on another, and broadband on email; employees lose track and HR loses time.
With a Multi Wallet Card:
- Employees get one card with multiple, rule-based wallets (meals, fuel, telecom, etc.)
- Each wallet is merchant-restricted, ensuring usage matches policy
- There’s no need to remember separate vendors or submit receipts manually
Instead of navigating five systems, people just tap and transact online or offline, at any RuPay/VISA merchant using solutions like SAVE from Zaggle.
Learn more about the do’s and don’ts for employee flexi benefits.
Struggling with scattered platforms and duplicate data entry?
Zaggle SAVE lets your team manage all their flexi benefits on a single smart card.
Book a Demo today!
Manual Claims Lead to Missed Benefits
Consider Shalini, an HR executive at a mid-sized pharma packaging firm. Her inbox gets flooded every month with scanned receipts, half-filled forms, and endless “Is this claim valid?” messages.
What’s worse? Many employees stop claiming benefits altogether. And when asked, their standard response is “the process is too complicated”, or worse – “the efforts for reimbursement are not worth the benefit they give”. This often leads to:
- Underutilized allowances
- Lower employee satisfaction
- Missed tax-saving opportunities
With a multi wallet card, allowances are preloaded, usage is tracked live, and claims are virtually eliminated. The friction vanishes, and naturally participation rises.
Manual claims are costing you real engagement.
Zaggle SAVE automates Flexi Benefits and makes them usable
Book a Demo Today!
Flexi Benefits Should Actually Be Flexible
Today’s work isn’t tied to desks. So why are employee benefits? Imagine a field engineer working from Maharashtra, or a coder working remotely from Kochi. For them, scanning bills or accessing HR portals just to claim broadband or food allowances isn’t realistic.
A Multi Wallet Card solves this with:
- Mobile-based KYC and instant activation
- Internet, food, or telecom allowances
- Notifications before benefits expire
- Real-time balance tracking across wallets
It’s built for distributed work, hybrid teams, and real-time flexibility.
Tax Efficiency Without Mental Gymnastics
Fuel, food, and telecom allowances are tax-free, if delivered right. But manual reimbursements often fail to meet compliance standards, leading to inflated taxable income. With Zaggle SAVE’s wallet-based system:
- Each spend is mapped and restricted to compliant merchants
- Tax limits are auto-enforced
- Employees see take-home impact instantly
- Finance gets a full digital audit trail
With flexi benefits, employees will see a marked difference in the overall take-home salary – especially the mid-band employees. That is real money saved with no extra effort or hassles.
Want to boost your employees’ take-home without changing their CTC?
Switch to a tax-optimized employee benefit system with Zaggle SAVE.
Book a Demo Today!
Decentralised Teams Need Centralised Controls
When companies operate across cities or branches, inconsistency creeps in. One branch applies policy strictly, another skips half the rules. Employees get confused, HR gets frustrated, and finance ends up being the one policing every breach. That’s where real-time, centralized controls matter.
Zaggle SAVE’s Multi Wallet Card is designed to standardize benefits delivery across locations while still allowing role-specific customization. You get:
- Dashboards that analyzes data for every branch and provides actionable insights
- Automatic expiry of unused or misallocated funds
- Seamless integration with payroll and ERP systems
This turns a fragmented system into a streamlined rule-based engine, without constant HR intervention.
Reimagining Employee Benefits with SAVE
To truly modernize your flexi benefits program, you need more than just digital cards, you need a full ecosystem designed for scale, compliance, and personalization. Zaggle SAVE isn’t just a product. It’s a forward-thinking Flexi Benefits solution designed for today’s hybrid, multi-location, and always-on workplaces.
With Zaggle SAVE, HR and finance teams can:
- Tailor benefit plans to each region, grade, or department
- Load and manage multiple allowances with a single tool
- Stay audit-ready with built-in tax compliance
- Empower employees to manage their benefits independently
- Track adoption, usage, and performance in real time
Whether you have 50 employees or 5,000, SAVE fits right in—with minimal friction and maximum flexibility.
Book your free demo of Zaggle SAVE and experience the difference for yourself..
Conclusion: Flexi Benefits Need Smart Delivery
Your benefits program is only as strong as the system that delivers it. In a world where employees expect everything to be digital, instant, and tax-smart, paper-based claims and fragmented cards just don’t cut it. Multi Wallet Cards bring together the three things modern teams care about most—usability, flexibility, and compliance. With Zaggle SAVE, it’s not just about offering more benefits. It’s about delivering them better.
Ready to bring clarity and control to your Flexi Benefits?
Book a free demo of Zaggle SAVE and see how Multi Wallet Cards transform the employee experience.
